Terms & Conditions

Last updated: January 2025

These Terms & Conditions ("Terms") govern your use of the website and services of POWERPAY INVEST LLC ("POWERPAY INVEST," "we," "us," or "our"). By accessing our website or submitting information to us, you agree to these Terms. If you do not agree, please do not use our website.

Use of Our Website

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, or restrict the use and enjoyment of, this site by any third party. The content on this website is provided for general informational purposes only and does not constitute an offer, commitment, or guarantee to provide financing.

Financing & Eligibility

POWERPAY INVEST LLC is a direct business lender. All financing is subject to underwriting review, eligibility criteria, and applicable terms and documentation. Submitting information through our website does not guarantee approval or funding. Specific terms of any financing will be set forth in a separate written agreement.

Intellectual Property

All content, trademarks, logos, and materials on this website are the property of POWERPAY INVEST LLC or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

SMS & Text Messaging Terms

By opting in to our SMS program through the dedicated consent checkbox on our contact form, you agree to receive recurring marketing and promotional text messages from POWERPAY INVEST LLC sent using an ATDS.

  • Message frequency may vary; you may receive up to 4 messages per month.
  • Message and data rates may apply.
  • Reply STOP to opt out at any time.
  • Reply HELP for assistance.
  • Consent is NOT a condition of purchase.

Carriers are not liable for delayed or undelivered messages. Your consent to receive text messages is voluntary, and you may withdraw it at any time by replying STOP.

Disclaimer of Warranties

Our website and content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, POWERPAY INVEST LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Miami-Dade County, Florida.

Changes to These Terms

We may update these Terms from time to time. Continued use of our website after changes are posted constitutes your acceptance of the revised Terms.

Contact Us

Questions about these Terms may be directed to emiro@powerpayinvest.com or POWERPAY INVEST LLC, 1111 Brickell Bay Drive, Miami, FL 33131.